Liquid cooling for dummies?

For starters, assume I know nothing (basically true)

I dont even know if I need or want liquid cooling. Is it a universal good or is it extremely situational? 

Also I have an additional question that may or may not be a stupid question. Assuming my entire system is liquid cooled, is that gonna reduce the amount of dust and overall maintenance? Or should I not count on any advantages in that department? 

Thanks in advance for answering any questions I've posted here, or any questions I did not ask. Info dumps highly welcome. 

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